Storm Damage Assessment Checklist

< h2 > After the Storm: What to Do First < p > Safety comes first. Never climb onto a roof during or immediately after a storm. Wait for conditions to stabilize, then begin your assessment from the ground using binoculars.

< h2 > Ground-Level Assessment Checklist < p > Start by walking the perimeter of your home and documenting anything unusual:

< li > Missing or displaced shingles: visible from ground level < li > Shingle debris: in the yard or gutters < li > Dented gutters or downspouts: (indicates hail impact) < li > Damaged flashing: around chimneys, vents, or skylights < li > Fallen tree limbs: on or near the roof < li > Water stains: on interior ceilings or walls (check attic if accessible) < h2 > Documentation Best Practices < p > Insurance claims succeed or fail based on documentation quality. For every type of damage you observe:

< p > 1. Take wide-angle photos showing the overall area

< p > 2. Take close-up photos of specific damage

< p > 3. Include a reference object (coin, ruler) for scale in hail damage photos

< p > 4. Note the date, time, and weather conditions

< p > 5. Save weather reports from your local National Weather Service office

< h2 > When to Call a Professional < p > Contact a licensed roofing contractor for a professional inspection if you observe any of the following: missing shingles, exposed roof deck, active leaks, structural sagging, or damage to more than 25% of the visible roof surface.

< p > Many reputable contractors offer free storm damage inspections. Be cautious of storm chasers — unlicensed contractors who follow severe weather events and pressure homeowners into signing contracts. Always verify licensing and insurance before authorizing any work.

< h2 > Emergency Repairs < p > If you have an active leak, temporary measures include placing a tarp over the damaged area (secured with 2x4s, not nails through the roof) or using roofing cement to seal small penetrations. These are temporary — professional repair should follow within days.